20130618 Checking deals
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300 dpi Rick Nease illustration of man with a check; can be used with stories about banks offering deals on checking accounts. (The Detroit Free Press/MCT)

BIZ WRK-BUYAJOB BZ
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Annette, at left, and Shawn Walter, pictured May 23, 2013, in Baltimore, Maryland, took a leave from professional jobs to buy a 75-year-old pallet distribution business called Timber Industries, which they say better fits their lifestyle. (Lloyd Fox/Baltimore Sun/MCT)

20130610 Card offers
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300 dpi Rick Nease illustration of Visa, MasterCard credit cards beneath "0%" symbols; can be used with stories about 0% credit cards. (The Detroit Free Press/MCT)

RELIG PENSIONS-BIZPLUS PH
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Sister Maria Patris uses the exercise bike that is out in the hallway outside the beautician's room on the fourth floor of Camilla Hall in Malvern, Pennsylvania, May 8, 2013. The $19 million renovation and expansion underway at Camilla Hall, a retirement facility for members of the Sisters, Servants of the Immaculate Heart of Mary in Malvern,...

BIZ PFP-TOMPOR-COLUMN 2 DE
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Joe Fisher, 24, right, and his fiance Ashley Matusz, 24, center, of Detroit, are planning to get married next month. Prior to their marriage they have an appointment to discuss their finances, their debt and their finance goals for the future with Wayne Titus/CPA and personal financial specialist in Plymouth, Michigan, May 17, 2013. (Regina H....

BIZ PFP-TOMPOR-COLUMN 1 DE
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Joe Fisher, 24, left, and his fiance Ashley Matusz, 24, of Detroit, pictured May 17, 2013, are planning to get married next month. Prior to their marriage they have an appointment to discuss their finances, their debt and their finance goals for the future with a personal financial specialist. (Regina H. Boone/Detroit Free Press/MCT)

BIZ WRK-SRS-BOOMERJOBS DA
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Pat, right, and Mary Sculley, pictured May 10, 2013, started their franchise gym business recently after leaving their corporate and nonprofit careers. The husband wife team at Exercise Coach in Dallas are both 65 years old. (Mona Reeder/Dallas Morning News/MCT)

BIZ PFP-SRS-BOOMER-ANXIETY 2 LA
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Baby boomers Susie Martin, 54, and Patrick Webster, 63, at their home in Redondo Beach, California, on May 13, 2013. Together they have more than $1 million in investments and no debt. But rather than feeling reasonably secure about their financial future, they dread a return of hard times. (Gary Friedman/Los Angeles Times/MCT)

BIZ PFP-SRS-BOOMER-ANXIETY 1 LA
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Baby boomers Susie Martin, 54, and Patrick Webster, 63, walk barefoot in the sand near their home in Redondo Beach, California, on May 13, 2013. Together they have more than $1 million in investments and no debt. But rather than feeling reasonably secure about their financial future, they dread a return of hard times. (Gary Friedman/Los Angeles...

BIZ PFP-MILLENNIALS-CREDIT 2 LA
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Martin Martinez leaves with a new rim liner on the wheel of his bike with assistance of the Bicycle Kitchen in Los Angeles, California, on May 14, 2013. The nonprofit group helps folks with battered bikes, providing spare parts and elbow grease, and dovetailing with the millennial generation's penchant for thrift. (Anne Cusack/Los Angeles...

BIZ PFP-MILLENNIALS-CREDIT 1 LA
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Martin Martinez puts a new rim liner on the wheel of his bike with assistance of the Bicycle Kitchen in Los Angeles, California, on May 14, 2013. The nonprofit group helps folks with battered bikes, providing spare parts and elbow grease, and dovetailing with the millennial generation's penchant for thrift. (Anne Cusack/Los Angeles Times/MCT)

BIZ PFP-HOMEECONOMIST 2 MI
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Gato Jackson, right, and his daughter, Jennifer Jackson, look at college brochures in Miami, Florida, on May 13, 2013. Jennifer has been accepted to big-name schools, but because of the cost, she's unable to attend. The family income is too great to qualify for grants, but too little to foot the bill. (Peter Andrew Bosch/Miami Herald/MCT)